Quotable, current statistics for articles about health insurance, ACA marketplace, and consumer healthcare costs. All sourced and updated April 2026.
21.4MAmericans enrolled in 2026 ACA marketplace plans
Source: CMS, March 2026
85%Of marketplace enrollees who qualify for premium tax credits
Source: KFF, 2026
$0/moWhat approximately 80% of marketplace shoppers can find a plan for after subsidies
Source: HealthCare.gov
$475/moNational average benchmark Silver plan premium for a 40-year-old (2026, before subsidies)
Source: TrustedQuotes 2026 State Study
$401/moAverage savings for families who switch plans during Open Enrollment
Source: TrustedQuotes internal data, 2026
2.4×Cost gap between cheapest state (NH, $349) and most expensive (WV, $830)
Source: TrustedQuotes 2026 State Study
26.4MAmericans currently uninsured (down from 46M in 2010 pre-ACA)
Source: KFF, 2026
39 + DCStates that have expanded Medicaid (covering up to 138% FPL)
Source: KFF, 2026
Our licensed insurance agents are available for media interviews, expert quotes, and background. Contact press@trustedquotes.org for direct interviews.
On Subsidies
"The biggest misconception we encounter is that ACA subsidies are only for low-income Americans. The reality in 2026 is that someone earning $80,000 as a single freelancer can still qualify for substantial subsidies — many people are leaving thousands on the table because they assume they don't qualify."
Jordan JohnsonLicensed Insurance Agent, TrustedQuotes
On Open Enrollment
"Auto-renewing your plan is the most expensive mistake people make. Premiums change every year, networks change, and your subsidy may have changed. Even if your situation is identical, actively shopping during Open Enrollment saves the average household around $50/month."
Jordan JohnsonLicensed Insurance Agent, TrustedQuotes
On Self-Employed Coverage
"Freelancers and gig workers are some of the biggest beneficiaries of the modern ACA marketplace, but most don't realize it. The combination of premium tax credits and the self-employed health insurance deduction means many 1099 workers are paying effectively $100/month or less for comprehensive coverage."
Jordan JohnsonLicensed Insurance Agent, TrustedQuotes
On Pre-Existing Conditions
"Despite years of political debate, the ACA's pre-existing condition protections remain in full force in 2026. People with diabetes, cancer history, mental health diagnoses, or pregnancy cannot be denied or charged more on marketplace plans. Yet we still see consumers afraid to apply because they don't realize this."
Jordan JohnsonLicensed Insurance Agent, TrustedQuotes
On Cost Confusion
"Roughly 1 in 4 consumers we talk to chooses a plan based on premium alone, ignoring deductible, network, and drug formulary. The result is usually overpaying — either through a high-deductible plan they can't afford to use, or by missing prescription coverage they need."
Jordan JohnsonLicensed Insurance Agent, TrustedQuotes
On COBRA vs ACA
"Almost no one should default to COBRA in 2026. The math has shifted dramatically. For someone losing job-based coverage, an ACA marketplace plan with subsidies is typically half the cost of COBRA — sometimes a quarter — with comparable coverage. People still elect COBRA out of inertia."
Jordan JohnsonLicensed Insurance Agent, TrustedQuotes
