Compare ACA plans, private coverage, and employer alternatives. Licensed brokers help Wisconsin residents find the right plan at the lowest cost.
Get Your Free Wisconsin Quote →Wisconsin residents have several coverage pathways depending on income, employment status, and household size. Wisconsin expanded Medicaid — residents earning under 138% FPL may qualify for free coverage.
Shop Bronze, Silver, Gold, and Platinum plans on HealthCare.gov. Income-based subsidies can dramatically reduce your premium — sometimes to $0/month.
Buy directly from Common Ground Healthcare or other carriers outside open enrollment. Good for those who don't qualify for ACA subsidies or need coverage fast.
If your employer offers coverage, compare the cost of staying on their plan vs. an ACA plan. Brokers can run this analysis for you free of charge.
With expanded Medicaid, adults in Wisconsin earning under 138% FPL ($20,783/yr) can get free coverage. Children may qualify under CHIP at higher income levels.
Our licensed brokers compare all plans available in Wisconsin. Here are the top-rated carriers:
| Carrier | Rating | Why We Recommend | Est. Monthly Premium |
|---|---|---|---|
| Common Ground Healthcare | ★★★★★ | WI co-op, member-focused, low overhead | $372–$422/mo |
| Dean Health Plan | ★★★★☆ | Wisconsin-based, strong Madison/Milwaukee | $368–$418/mo |
| Molina Healthcare | ★★★☆☆ | Budget ACA plans, competitive Silver options | $325–$378/mo |
Premiums shown for a 40-year-old non-smoker in Wisconsin. Your rate depends on age, location, plan tier, and household income.
Explore our detailed guides covering every type of health coverage available to Wisconsin residents:
Health insurance premiums vary by county and city within Wisconsin. Find city-specific rates and network details:
Our licensed WI brokers compare every plan available to you — at no cost. Most clients save $1,200–$4,800/year.
Get Free Quotes for Wisconsin →Open Enrollment runs November 1 – January 15 on HealthCare.gov. Outside of that, you need a qualifying life event (job loss, marriage, birth of a child, moving) for a Special Enrollment Period.
The unsubsidized benchmark Silver plan averages $385/month in Wisconsin. With ACA tax credits, many households pay $0–$150/month. A broker can calculate your exact subsidy in minutes.
Common Ground Healthcare is the top-rated carrier in Wisconsin based on network size and member satisfaction. However, the best plan depends on your doctors, medications, and budget — we recommend comparing all options.
Yes. Wisconsin residents can buy individual or family coverage through HealthCare.gov (ACA marketplace) or directly from carriers like Common Ground Healthcare. A licensed broker can enroll you at no extra cost.
There is no federal penalty for being uninsured since 2019. However, going without coverage means paying 100% of any medical bills out of pocket, which can be financially devastating.