Compare ACA marketplace plans, private insurance, and local carrier options available to Salt Lake City residents in 2026. Licensed brokers help you find the lowest rate.
Get Your Salt Lake City Quote →Living in Salt Lake City gives you access to all plans available statewide on HealthCare.gov, plus direct-purchase private plans from major Utah carriers. With Utah's Medicaid expansion, low-income adults may also qualify for free coverage.
Enroll during Open Enrollment (Nov 1 – Jan 15) or during a Special Enrollment Period. Tax credits based on your income can make Silver plans extremely affordable.
Available year-round directly from carriers. Good for those who don't qualify for subsidies or need immediate coverage outside open enrollment.
Temporary plans to bridge a gap. Lower cost but limited benefits — not a substitute for comprehensive coverage.
| Carrier | Rating | Est. Monthly Premium |
|---|---|---|
| SelectHealth | ★★★★★ | $358–$408/mo |
| BCBS of Utah | ★★★★☆ | $365–$415/mo |
| Molina Healthcare | ★★★☆☆ | $318–$368/mo |
Premiums for a 40-year-old non-smoker in Salt Lake City, UT before subsidies.
Our licensed UT brokers shop every plan available in Salt Lake City and find your exact subsidy amount. Takes under 5 minutes.
Get Free Salt Lake City Quotes →The benchmark Silver plan in Salt Lake City averages approximately $372/month before ACA subsidies. With tax credits (available to households earning 100–400% of the federal poverty level), many Salt Lake City residents pay $0–$150/month.
SelectHealth is consistently top-rated in Utah for network size and member satisfaction. However, the best plan for Salt Lake City residents depends on your preferred doctors, prescription needs, and income level.
Yes — licensed brokers at TrustedQuotes can enroll you in any plan available in Salt Lake City at no extra cost. The broker fee is paid by the insurance company, not you.
Hospital networks vary by carrier. Before enrolling, ask your broker to verify that your preferred Salt Lake City hospital and doctors are in-network. This is the most common source of surprise bills.