Mental health is health. Under the ACA + Mental Health Parity Act, every plan must cover therapy, psychiatry, and antidepressants on par with physical health care.
Built for your specific situation, not a generic algorithm.
Federal law requires plans to cover mental health equally to physical health — same copays, deductible, OOP max.
All ACA plans cover therapy with licensed clinicians. Many plans now include unlimited sessions.
SSRIs, SNRIs, and other antidepressants are covered on every ACA plan formulary.
Most plans cover telehealth visits with therapists and psychiatrists at the same rate as in-person.
Cannot be denied or charged more for depression history or any mental health diagnosis.
We verify your therapist or psychiatrist is in-network before you enroll.
Real answers from licensed insurance experts.
60 seconds. No credit card. Real plans from a real licensed agent who specializes in your situation.